Do you want to reduce cost, errors, and increase productivity? E-invoicing is your solution!
Do you have a cash flow problem? Use invoice financing to get paid early!
Invoice Financing – Platform Operations
Buyers send a purchase order to the supplier
Supplier delivers the product, submits invoice to the buyer
Accepted Invoices are transferred to CashNow
Supplier requests the invoice to be financed
Bank pays the discounted amount to the supplier after acceptance
Buyer pays the invoice according to original payment term
CASH YOUR INVOICE* IN DAYS
Avail collateral free working capital via Invoice Financing
*invoice must be accepted by the buyer
Why CashNow ?
CashNow links SMEs to finance
Who We Are ?
CashNow is more than a tech product – it is the mission to empower SMEs. Like most developing countries, Pakistan has a “missing middle” when it comes to SME financing. That means microenterprises get financed through microfinance institutions, large corporates get financed through banks, but SMEs stay neglected and cash poor. CashNow addresses this challenge. Investing in SMEs requires a country-specific financing model, local knowledge, and unwavering commitment. With over 100 years of combined experience in development finance, technology, and innovation, our team is prepared to take on this effort. Our CashNow platform is Pakistan’s first collateral-free invoice financing solution – we bring buyers, suppliers, and financial institutions on the same page to help SMEs solve their cash flow problems. That’s how we empower SMEs for a more prosperous Pakistan
Small and mid-sized enterprises (SMEs) are vital to Pakistan’s economy. They generate a third of Pakistan’s GDP, in addition to providing inclusive growth, new jobs, and skill development. But SMEs in Pakistan are neglected. Pakistan spends a mere 1% of its GDP on SME financing, which is far less compared to regional countries India (9%), Bangladesh (10%), and Sri Lanka (8%). That results in Pakistan’s SMEs being unable to thrive. CashNow addresses that problem by giving SME suppliers the option to finance their invoices based on the better credit of the buyer. As SMEs get access to finance, they will be able to grow, provide jobs, and move Pakistan forward. With CashNow, SMEs get their chance to change the world.
With over 100 years of combined experience in technology, business, and finance, the CashNow team brings to the market a simple collaborative platform to make SME financing possible. The team is working with a seasoned board of advisors to guide them to develop innovative financial solutions for Pakistan.